If you are a member of a group sponsored plan (your coverage is provided through a former employer, union group or trust), please call the Customer Service number on the back of your UnitedHealthcare member ID card.
- 1 What is a drug list?
- 2 www.myaarpmedicare.com drug list 2020
- 3 How do I use the drug list?
- 4 What are generic drugs?
- 5 What is a compounded drug?
- 6 Are there any rules or limits on my drug coverage?
- 7 Coverage Rules and Limits
- 8 Other Special Coverage Rules
- 9 What if my drug is not on this list?
- 10 How can I get an exception?
- 11 Who can ask for an exception?
- 12 Can I get my drug while I wait for an exception?
What is a drug list?
A drug list, or formulary, is a list of prescription drugs covered by your plan. Your plan and a team of health care providers work together in selecting drugs that are needed for well-rounded care and treatment.Your plan will generally cover the drugs listed in our drug list as long as:·
- The drug is used for a medically accepted indication,·
- The prescription is filled at a network pharmacy and·
- Other plan rules are followed.
For more information about your drug coverage, please review your Evidence of Coverage.
Note to existing members:
This complete list of prescription drugs covered by your plan is current as of February 1, 2020.
For an up-to-date list of covered drugs or if you have questions, please call UnitedHealthcareCustomer Service. Our contact information is on the cover.
This drug list has changed since last year. Please review this document to make sure your prescription drugs are still covered. In most cases, you must use network pharmacies to have your prescriptions covered by the plan.When this drug list refers to “we,”“us,” or “our,” it means UnitedHealthcare.
When it refers to “plan,”“our plan,” or “your plan,” it means AARP MedicareRx Walgreens (PDP) Plans.
How do I use the drug list?
There are 2 ways to find your prescription drugs in this drug list:
- By name. Turn to section “Covered drugs by name (Drug index)” on pages 12–26 to see the …….list of drug names in alphabetical order. Find the name of your drug. The page number where …….you can find the drug will be next to it.
- By medical condition. Turn to section “Covered drugs by medical condition” on pages …….27–81 to look for drugs based on your medical conditions. For example, if you have a heart …….condition, you should look in the category Cardiovascular Agents. This is where you will find …….drugs that treat heart conditions.
Can’t find your drug?
Check the complete drug list by visiting our plan website at www.myAARPMedicare.com. You can use online tools to look up your drugs. This information is updated on a regular basis.
What are generic drugs?
Generic drugs have the same active ingredients as brand name drugs. They usually cost less than brand name drugs and are approved by the Food and Drug Administration (FDA). Our plan covers both brand name and generic drugs.
Talk with your doctor to see if any of the brand name drugs you take have generic versions. Then review the drug list to make sure you are getting the drug you need for the least amount of money.
The drug list shows brand name drugs in bold type (for example, Humalog) and generic drugs in plain type (for example, Simvastatin).
What is a compounded drug?
A compounded drug is created by a pharmacist by combining or mixing ingredients to create a prescription medication customized to the needs of an individual patient. Generally compounded drugs are non-formulary drugs (not covered) by your plan. You may need to ask for and receive an approved coverage determination from us to have your compounded drug covered. Compounded drugs may be Part D eligible. For more information about compounded drugs, please review your Evidence of Coverage.
Drug payment stage and drug tiers
The amount you pay for a covered prescription drug will depend on:·
- Your drug payment stage. Your plan has different stages of drug coverage. When you fill a prescription, the amount you pay depends on the coverage stage you’re in.·
- Your drug’s tier. Each covered drug is in 1 of 5 drug tiers. Each tier has a copay or coinsurance amount. The chart below shows the differences between the tiers.
If you need help or have any questions about your drug costs, please review your Evidence of Coverage or call UnitedHealthcare Customer Service.
- Tier 1:Preferred genericLower-cost, commonly used generic drugs.
- Tier 2:GenericMany generic drugs.
- Tier 3:Preferred brandMany common brand name drugs, called preferred brands and some higher-cost generic drugs.
- Tier 4:Non-preferred drugNon-preferred generic and non-preferred brand name drugs.
- Tier 5:Specialty tierUnique and/or very high-cost brand and generic drugs.
Getting Extra Help
If you qualify for Extra Help paying for your prescription drugs, your copays and coinsurance may be lower. Members who qualify for Extra Help will receive the “Evidence of Coverage Rider for People Who Get Extra Help Paying for Prescription Drugs” (LIS Rider). Please read it to learn about your costs. You can also call UnitedHealthcare Customer Service. Our contact information is on the cover.
Are there any rules or limits on my drug coverage?
Yes, some drugs may have coverage rules or have limits on the amount you can get. If your drug has any coverage rules or limits, there will be a code(s) in the “Coverage rules or limits on use”column of the “Covered drugs by medical condition” chart starting on page 27. The codes and what they mean are shown below and on the next page.
You can also get more information about the coverage rules and/or limits applied to specific covered drugs by visiting our website. We have posted online documents that explain our prior authorization and step therapy restrictions. If you would like a copy sent to you, please callUnitedHealthcare Customer Service. Our contact information is on the cover.
Coverage Rules and Limits
PA – Prior authorization
The plan requires you or your doctor to get prior approval for certain drugs. This means the plan needs more information from your doctor to make sure the drug is being used correctly for a medical condition covered by Medicare. If you don’t get approval, the plan may not cover the drug.
QL – Quantity limits
The plan will cover only a certain amount of this drug for 1 copay or over a certain number of days. These limits may be in place to ensure safe and effective use of the drug. If your doctor prescribes more than this amount or thinks the limit is not right for your situation, you or your doctor can ask the plan to cover the additional quantity.
ST – Step therapy
There may be effective, lower-cost drugs that treat the same medical condition as this drug. You may be required to try 1 or more of these other drugs before the plan will cover your drug. If you have already tried other drugs or your doctor thinks they are not right for you, you or your doctor can ask the plan to cover this drug.
Other Special Coverage Rules
B/D – Medicare Part B or Part D
Depending on how this drug is used, it may be covered by either Medicare Part B (doctor and outpatient health care) or Medicare Part D (prescription drugs). Your doctor may need to provide the plan with more information about how this drug will be used to make sure it’s correctly covered by Medicare.
LA – Limited access
Drugs are considered “limited access” if the FDA says the drug can be given out only by certain facilities or doctors. These drugs may require extra handling, provider coordination or patient education that can’t be done at a network pharmacy.
MME – Morphine milligram equivalent
Additional quantity limits may apply across all drugs in the opioid class used for the treatment of pain. This additional limit is called a cumulative morphine milligram equivalent (MME), and is designed to monitor safe dosing levels of opioids for individuals who may be taking more than 1 opioid drug for pain management. If your doctor prescribes more than this amount or thinks the limit is not right for your situation, you or your doctor can ask the plan to cover the additional quantity.
7D – 7-Day limit
An opioid drug used for the treatment of acute pain may be limited to a 7-day supply for members with no recent history of opioid use. This limit is intended to minimize long-term opioid use. For members who are new to the plan, and have a recent history of using opioids, the limit may be overridden by having the pharmacy contact the plan.
DL – Dispensing limit
Dispensing limits apply to this drug. This drug is limited to a 1 month supply per prescription.
You and your doctor may ask the plan for an exception to the coverage rules and/or limits for your drug. See section “How can I get an exception?” on page 8 or see your Evidence of Coverage to learn more.
If you don’t get approval from the plan before you fill a prescription for a drug with coverage rules or limits, you may have to pay the full cost of the drug.
What if my drug is not on this list?
If your drug is not included in this drug list we may still cover it. Call UnitedHealthcare Customer Service to ask if it’s covered. Or go to www.myAARPMedicare.com to look it up online. The information is updated on a regular basis.
If you find out that your drug is not covered, you can do 1 of these things:
- Ask UnitedHealthcare Customer Service for a list of similar drugs that are covered by the plan. When you get the list, show it to your doctor and ask him or her to prescribe a covered drug.
- .Ask the plan to makean exceptionand cover your drug. Review the next section for more exception information.
How can I get an exception?
Sometimes you may need to ask for drug coverage that’s not normally provided by your plan. This is called asking for an exception. When you do, the plan will review your request and give you a coverage decision known as a coverage determination.
Types of exceptions you can ask for
- Drug list exception: Ask the plan to cover your drug even if it’s not on the drug list. If approved, this drug will be covered at a pre-determined cost-sharing level. You will not be able to ask us to provide the drug at a lower cost-sharing level.
- Utilization exception: Ask the plan to revise the coverage rules or limits on your drug. For example, if your drug has a quantity limit, you can ask the plan to change the limit and cover more.
- Tiering exception:Ask the plan to cover your drug on our list at a lower cost-sharing level if this drug is not on the specialty tier. If approved this would lower the amount you pay out-of-pocket for your drug.
The plan may approve your request for an exception if the covered alternative drugs wouldn’t be as effective in treating your condition or would cause adverse medical effects.
Who can ask for an exception?
You, your authorized representative or your doctor can ask for an exception by calling UnitedHealthcare Customer Service. Your doctor must give us a supporting statement with the reason for the exception.
How long does it take to get an exception?
After we get the statement from your doctor supporting your request for an exception, we’ll give you a decision within 72 hours. You can ask for an expedited (fast) decision if you or your doctor believes that your health could be seriously harmed by waiting 72 hours. If your expedited requestis approved, we’ll give you a decision within 24 hours after we get your doctor’s supporting statement.
Can I get my drug while I wait for an exception?
As a new or continuing member in our plan, we may cover a temporary supply of your drug if it’s not on our drug list or if it has rules or limits. For example, you may need a prior authorization from us before you can fill your prescription. During the time when you are getting a temporary supply, you should talk with your doctor to decide if there is a similar drug on the drug list you can take instead. If you and your doctor decide this is the only drug that will work for you, you will need to ask for an exception. We may cover your drug in certain cases during the first 90 days of your membership.